I think there are more heads than listed above. Malpractice costs, the status of supply vs. demand, aging population that is kept alive for longer with more expensive treatment...
you're spot on here except to say that if the premise of our states of self abuse and over-medication(2 of my 3 points) were addressed, the other issues would magically fall into place(or at least have some type of recognizable control).
who knows, those 2 could even clean medicare/caid?
Try figuring insurance costs for single parent families. They make up 26.6% of the US population, or about 80 million people, living in poverty. Insurance costs for healthy college-age adults are one thing. Health insurance costs for 50 year olds with families are an entirely different animal.
Who are these people that can't afford insurance anyways? I have no degree and have had health insurance since I graduated high school(my first job was $7.75/hr in a call center).
Heck, my last job I made a whooping $11.00 an hour supporting me and my (ex)gf that was a full time student. I not only paid for my health care but hers too and we had plenty of money to still eat out, go to the movies every weekend, and all the bills were paid.
Ahhh....to be a kid again and be able to live on love and ramen noodles!
May you and your next gf STAY healthy all your days, and you don't find out what health care expenses really are!
__________________ "We are forces of chaos and anarchy. Everything they say we are we are, and we are very proud of ourselves!" -- Jefferson Airplane
Dick Naugle says: 1. Prepare food fresh. 2. Serve customers fast. 3. Keep place clean.
Try figuring insurance costs for single parent families.
this where i disagree w/ my fellow conservatives. innocent children deserve healthcare no matter the sins of the parents.
adults milking the system should be offered it as well, but made to pay in on it. if jobs are lost and temporarily can't be found, put them to work in govt public works like inmate trustees programs. saving on tax payer supported wages would be a side benefit.
but just like sooooo many issues, it really reverts back to personal responsability. it is not the fault of the rest of us that dead beat dads exist and women who choose to breed w/ multiple men.
welfare and medicare/caid need to be reformed, PERIOD. then we could focus on the rest of healthcare, not its quality or provider, but its costs.
On my 40th birth day Kaiser raised my rate from $225 to $477 a month for no other reason than my birthday. I have been without health insurance for 5 years now. I use Minute Clinic at the Wallgreens and its $65 a visit, they have helped tremendously with things like the flu. Now at 45, I can feel my age, so as preventative maintenance I just got offered health insurance from Blue Cross for $225 a month. If Kaiser would not have been greedy they would have made $13,500 over the last 5 years. While under Kaiser for 40 years, I only broke my foot, other than that, I was a source of their cash flow, now their loss.
Insurance companies aren't good at evaluating individual histories...only aggregate. That works out great for people with expensive histories but my auto insurance is way too expensive for how much I cost.